© 2013 Ray Insurance Group

When choosing an automobile, know these important safety differences

 

The more safely built the car you buy, the better the chances of your surviving an accident. Protect yourself and your passengers by understanding the factors that make a car safe and making your purchase accordingly

 

 

 

 

Sump pump, what is it and how does it work?-Insurance Fishers Indiana

 

With the winter snow melting and the spring rain just around the corner, it's very important to make sure your sump pump is working properly.  It's also a very good idea to add a battery back up system as you could lose power to your sump pump in a bad storm.  Please watch the video to the right for a very informative piece on your sump pump. 

Car Insurance, Auto Insurance, Home Insurance, Business Insurance, Fishers Indiana

Even during the thaw, frozen water pipes are still a danger!-Insurance Fishers Indiana

 

Your home is your castle, and nothing beats a warm night inside when the cold sweeps in.  But while your home protects you from bone-chilling weather, it’s under attack from blowing winds and frigid chills. One of the biggest dangers to your home during this time of year is frozen water pipes. There is still plenty of time for Mother Nature to wreak havoc this winter. Help spare your home by following these tried-and-true tips for preventing frozen pipes.

 

How to Handle a Windshield Repair-Insurance Fishers Indiana

 

Ever been carefully driving along when—Whack!—a rock hits your windshield? Your eyes scan for damage as you wonder whether you need a windshield repair or a complete windshield replacement.

 

(Before we talk about that, you might find it helpful to see how much you know about windshield repairs by taking our fast, five-question quiz.)

 

The good news is that a chip or crack doesn’t necessarily mean you need a replacement. (Or that you necessarily have to pay an insurance deductible—keep reading to learn more about that.) Certified repair specialists can usually repair windshield chips, nicks and cracks up to six inches long.

 

 

Car Insurance, Auto Insurance, Home Insurance, Business Insurance, Fishers Indiana

What You Need in Business Insurance-Insurance Fishers Indiana

 

Whether you’re the owner of a small home-based business or the owner of a company, you face unique risks as a business owner. That’s why it’s so important to have the right coverage and to find a trusted insurance agent who will help you close any potential coverage gaps.

 

Watch the video to the right to learn about which coverages you need in business insurance. Also keep in mind that certain changes and situations should prompt you to review your business insurance policy. A trusted resource the Ray Insurance Group can review your policy and help make sure you have what you need in business insurance

Top Cars for Teens-Insurance Fishers Indiana

 

Safety is certainly on the mind of any parent of a new teen driver.

 

Besides learning the right way to drive, it’s also important to have the right kind of car. The Insurance Institute for Highway Safety (IIHS) recently examined the cars teens most commonly drive. The results show that 83 percent of people who buy a vehicle for their teen buy it used. That’s an issue because older, used cars often lack the important safety technology that newer cars have.

 

To help parents of teen drivers, the IIHS recently compiled a list of the top cars for teens. Each of the selections includes important safety features such as standard electronic stability control (ESC) and good protection for moderate front crashes. And, with recommendations ranging from less than $5,000 to $20,000, there’s something to fit every family’s budget.

 

 

Is cheaper always better?

 

 

Many people are lured by the idea of cheap car insurance. After all, who doesn’t want to save money?

 

Yet choosing the cheapest insurance can turn into a situation where you’re being penny wise, but pound foolish. There are some major dangers of cheap car insurance. Exceptionally cheap car insurance often omits important coverage you and your family really need to be fully protected. Just one coverage gap can put you at major risk of financial loss.

 

Why Families Need Life Insurance

 

As a young insurance agent, Mark Wandall didn’t need to be convinced to buy life insurance. But even Mark would be amazed at all that the insurance has meant for his wife, Melissa, and for many other people he never met.

 

 

 

 

 

 

 

 

Car Insurance, Home Insurance, Fishers, Indiana

Car Insurance, Home Insurance, Fishers, Indiana

Car Insurance, Home Insurance, Fishers, Indiana